In today’s digital age, it’s more important than ever to protect your personal information, especially when it comes to your finances. Opening a bank account can provide you with the peace of mind that your money and sensitive information is safe.
With our AB Advisor Personal Account, you can expect strict confidentiality measures, such as encrypted transactions, restricted access to your account, and enhanced fraud protection. Â
By opening AB Advisor Personal Account, you can take control of your financial security and safeguard your personal information.
This product is best suited for you if:
Eligibility Criteria
Due to european and international regulations, to open AB Advisor Personal Account you have to provide some documents and meet the following criteria during the registration process:
PNG/PDF scan of passports or ID Card. Paper IDs are not allowed.
National tax ID number
At least one document among utility bill / landline contract / bank reference / bank statement. Not dated earlier than 90 days from the request.
Ondato® is a next-gen Know Your Customer (KYC) service that is efficient and compliant with all anti-money laundering regulations.
You may need to provide invoices, salary or company-related documents may be required to prove the legality of the origin of the funds.
This includes no residency, citizenship or buiness operations in those countries.
Please refer to our List of Forbidden Countries
AB Advisor Personal Account Fees
At AB Advisor, we take pride in offering a service that is not only reliable and high-quality but also competitive in the market. We understand that our customers have options when it comes to choosing a provider, which is why we work hard to ensure that our service is not only affordable but also offers the features and benefits that our customers need and want.
Here are the main economic advantages of opening our Personal Account.
- Account opening fee charged ONLY AFTER SUCCESSFUL ACCOUNT OPENING, with the first credit
- Lowest monthly fees for a unique payment service in its genre
- High ATM withdrawal limit
- Free transfer between AB Advisor’s accounts
For the complete fees table, click the button below.
PRIVATE ACCOUNT | |
Open account | 50 EUR |
Additional account opening fee | 100 EUR |
SEPA Instant account opening fee | Free |
Internet Account Access Management | |
Monthly maintenance fee | 35 EUR |
Minimum balance | 250 EUR |
Transaction Verification Code (TVC) Reset | 5 EUR |
PAYMENTS | |
Incoming/Outgoing internal transfer within Satchel Free | Free |
SEPA incoming transfer | Free |
SEPA Instant incoming transfer | 3 EUR |
SEPA outgoing transfer | 5 EUR |
SEPA Instant outgoing transfer | 5 EUR |
SWIFT incoming transfer | 0.3% min 10 EUR - max 100 EUR |
SWIFT outgoing transfer | 0.6% min 15 EUR - max 350 EUR |
OTHER FEES | |
SWIFT/SEPA confirmation | 15 EUR |
Payment reversal fee | 50 EUR |
Account closing | 150 EUR |
Compliance audit | 500 EUR |
Official reference letter | 15 EUR |
Amendment request | 15 EUR |
Standard audit confirmation of accounts and balances | 100 EUR |
Fee for holding funds, if account balance is equivalent or higher than 20.000 EUR | 0,05 EUR per day per each 1.000 EUR |
CARD FEES | |
Regular Spender | |
Card issuance fee carte (one-time) | 4 EUR |
Monthly card fee | 1 EUR |
Card loading fee | Free |
ATM cash withdrawal (domestic) | 1.35 EUR |
ATM cash withdrawal (international) | 1.5% + 1.5 EUR |
Ecommerce purchases (domestic) | 0.3% + 0.15 EUR |
Ecommerce purchases (international) | 1.5% + 0.15 EUR |
Transaction decline | 0.5 EUR |
ATM/POS Foreign Exchange (markup) | 1% |
Card replacement | 4 EUR |
ATM Balance Enquiry (domestic) | 0.5 EUR |
ATM Balance Enquiry (international) | 1 EUR |
Express shipping EU (2-3 days) | 100 EUR |
Express shipping worldwide (3-5 days) | 150 EUR |
Regular post shipping (15-20 days) | 10 EUR |
Card statement* | 40 EUR |
*Card statement for the last 3 months is free | |
CARD LIMITS | |
Regular Spender | |
ATM - Max Value Per transaction | 500 EUR |
ATM - Max number per day | 10 |
ATM - Max value per day | 1.000 EUR |
ATM - Max value per month | 15.000 EUR |
Ecommerce - max value per transaction | 2.500 EUR |
Ecommerce - Max number per day | 20 |
Ecommerce - Max value per day | 2.500 EUR |
Purchases - max value per transaction | 2.500 EUR |
Purchases - Max number per day | 20 |
Purchases - Max value per day | 20.000 EUR |
Card Max Balance | 20.000 EUR |
Daily load limit | 5.000 EUR |
Monthly load limit | 20.000 EUR |
Yearly load limit | 80.000 EUR |